It Has Started!!

[Ninurta]

@NightskyeB4Dawn - I think you are part of a very rare club these days, on keeping the albatross paid off.

I only know from my parents that those hearing aids are $$$ - like astronomical cost!! At least the one's they paid for. I could of bought a small new car.




I have one primary credit card that I rarely use (emergencies) and one credit card for online purchases which has a $500 max limit.

I like the idea! I've been doing it for years, and it has never failed me. I have a Walmart debit card to put direct deposits on to, and then I take them right off as soon as they hit, in cash. I spend only the cash, because it's a damned sight harder to track, and none of those bastards need to know my purchase history so that they can further target and victimize me.

In addition to that reason, If I dig into my pocket and my hand comes out empty, I know I'm broke and won't be buying whatever it is I'm looking at. Maybe next month, and maybe never - that extra month might allow me time to decide I never needed it to begin with at the prices they charge for stuff these days.

For online purchases, which I've not done in a few years now, I used a separate Walmart reloadable debit card, to isolate online purchases from my main card... that keeps the hacker riff-raff from getting the number to my main card to clean it off before I can. Whenever I wanted to buy something online, I would load only the amount needed onto the card, then make the purchase so they could empty the card again when they debited it off. If the card number got stolen, there was nothing on it for them to steal, game over, and then I could just cut that mother up and run out and get another one, with a different number. It worked for me. 

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