(11-01-2023, 08:16 PM)ancientlight Wrote: Hi all.
I hope everyone is doing well and had a great Halloween
Yesterday my brother went to the ER and was admitted to a hospital for colon problems.
His colon had knotted in on itself (can't rememeber the term ) and they corrected it through a colonopsy .
He will need another colonopsy (spelling sorry) on Friday and possibly surgery.
His surgeon thinks it's a 50% chance of it happening again within a year without surgery. So he will need surgery as well.
And not only do we have the stress/worries of this medical situation, we also need to worry about how to pay for this.
He's uninsured, and unemployed. He does have some savings from an inheritance(father) , I'm not sure how much , but around 200-300k. He lives of that basically, no other income. He has some mental health issues imo, and has never worked.
We are in Florida, alachua county. Does anyone know what to expect? Will he have to pay a 300k bill (don't know the amount yet) with all his money and be left penniless, or are there other options? Can they force any of us to pay his bills?
Off course I would help him and sell my house if I have to, but I'm hoping to avoid that.
Thanks for any input
Teaching hospitals go by income and ability to pay, and are more lenient with savings than medicaid programs. If you can't get the whole bill completely waived they will at least seriously decrease the amount you owe.
That said, I would literally apply for every kind of help you can get. If he's never worked then there must be some inability so I'd try and get him on disability - they give checks for the mentally insufficient as well.
I understand if he doesn't need the check itself - but clearly he does need the medical health insurance that comes with it, and the disability check will help pay for any out of pocket premiums.
It takes a while to get on disability so I'd just work towards that goal for next time.
There's no such thing as debtors prison so the most they can do is take you to small claims court - and whether they would just depends on the state and the hospital itself.
In most states non payment of hospital bills just ruins your credit and that's that.
It's Baking Season!