It has started.
I have, I should say "had" an excellent credit rating. It used to be in the mid 800s fluctuating up and down a point or two. I really only use the card in lieu of cash, and then I pay it off each month.
I had to make a very expensive charge a couple of weeks ago. Hearing aids for my mother. They are not cheap. Not even close to cheap. So I charged it on my credit card.
I knew it was massive, so I paid the amount right away. Well, the payment went in, five days before the doctor actually charged the card, I had a very large negative balance during those five days. When the charge finally came in, I went back to a zero balance.
I don't think it made the credit card company very happy. So they dropped my score by five whole points. I guess this was their way of telling me they were pissed.
I want to laugh, but for some reason this is making me a bit more leery than humored.
I have, I should say "had" an excellent credit rating. It used to be in the mid 800s fluctuating up and down a point or two. I really only use the card in lieu of cash, and then I pay it off each month.
I had to make a very expensive charge a couple of weeks ago. Hearing aids for my mother. They are not cheap. Not even close to cheap. So I charged it on my credit card.
I knew it was massive, so I paid the amount right away. Well, the payment went in, five days before the doctor actually charged the card, I had a very large negative balance during those five days. When the charge finally came in, I went back to a zero balance.
I don't think it made the credit card company very happy. So they dropped my score by five whole points. I guess this was their way of telling me they were pissed.
I want to laugh, but for some reason this is making me a bit more leery than humored.